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Credit Unions are financial co-operatives owned and controlled by their members. All our members live and/or work in Hastings Borough or Rother District or provide services to those who do.
Credit unions serve the local community so when you invest in your local credit union, you know your neighbours or colleagues are benefiting, not outside shareholders. You are not contributing to massive salaries and bonuses as much of the work is done by volunteers; we pay for just two part-timers.
In the UK, over 400 Credit Unions provide financial services to over 400,000 members. Credit Unions are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
As a member, you have an equal say in the running of the credit union with all other members.